FACTS
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WHAT DOES THE BANK OF SAN JACINTO COUNTY DO WITH YOUR PERSONAL FACTS INFORMATION?
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Why?
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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
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What?
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The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- Account balances and payment history
- Credit history and credit scores
When you are no longer a customer, we continue to share your information as described in this notice.
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How?
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All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons THE BANK OF SAN JACINTO COUNTY chooses to share; and whether you can limit this sharing.
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Reasons we can share your personal information
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Does The Bank of San Jacinto County share?
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Can you limit this sharing?
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For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
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Yes
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No
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For our marketing purposes- to offer our products and services to you
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No
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We don't share
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For joint marketing with other financial companies
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No
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We don't share
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For our affiliates' everyday business purposes- information about your transactions and experiences
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No
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We don't share
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For our affiliates' everyday business purposes- information about your creditworthiness
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No
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We don't share
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For our affiliates to market to you
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No
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We don't share
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For our non-affiliates to market to you
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No
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We don't share
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Questions?
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Call 936-653-4395 or go to www.banksjc.com |
What We Do |
How does The Bank of San Jacinto County protect my personal information?
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To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We restrict access to personal and account information to only those employees who need to know in order to provide products and services to you.
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How does The Bank of San Jacinto County collect my personal information?
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We collect your personal information, for example, when you
- deposit money or apply for a loan
- use your credit or debit card or pay your bills
- open an account
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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Why can't I limit all sharing?
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Federal law gives you the right to limit only
- sharing for affiliates' everyday business purpose - information about
your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
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Definitions
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Affiliates
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Companies related by common ownership or control. They can be financial and nonfinancial companies.
- THE BANK OF SAN JACINTO COUNTY does not share with our affiliates.
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Non-affiliates
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Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- THE BANK OF SAN JACINTO COUNTY does not share with non-affiliates so they can market to you.
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Joint Marketing
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A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- THE BANK OF SAN JACINTO COUNTY doesn't jointly market.
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Other important information
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The Bank of San Jacinto County is chartered under the laws of the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking. Any consumer wishing to file a complaint against The Bank of San Jacinto County should contact the Texas Department of Banking through of the means indicated below:
In person or U.S. Mail: Texas Department of Banking
2601 North Lamar Boulevard, Suite 300 Austin, Texas 78705-4294 Telephone: 1-877-276-5554 (toll free) Telefax: 1-512-475-1313 E-Mail: consumer.complaint@dob.texas.gov Website: www.dob.texas.gov
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