Savings
Save for what truly matters.
No matter your financial goals, our savings accounts are designed to help you reach them with confidence.
Savings Account Options
Rates Effective February 01, 2026
| Account | Regular Savings | Money Market | Minor Savings |
|---|---|---|---|
| Description | An ideal account to begin your personal savings, earning interest at a variable rate that may change daily. A $6.89 fee applies for each transaction over 3 withdraws per quarter. | A flexible account with a competitive rate and limited check writing. A $10 fee applies for each transaction over the six allowed per month. | An account for every child or grandchild. |
| Minimum to open | $250 | $3000 | $50 |
| Minimum Balance | $250 | $3000 | $50 |
| If Below Minimum | Below $250 – $6.89 | Below $3,000 – $20.67 | Below $50 – $6.89 per Quarter |
| Interest Paid | Yes. Interest is paid on a variable rate that is subject to change daily. | Yes. If balance falls below $3,000, no interest will be paid for that day | Yes. Interest will be paid quarterly. |
Money Market and Savings Accounts are considered non-transaction accounts. Allowed transactions include six (6) permissible monthly transfers or withdrawals from these types of accounts by check, debit card, or similar orders payable to third parties. Transfers and withdrawals made in person by messenger, by mail, or at an ATM are unlimited.
Other Ways to Save
savings
Automatic Savings Plan
Saving is easy with automatic transfers from checking to savings. Set the amount and schedule that works for you—then relax while your savings grow!
Save without even thinking about it. Automatic Savings Plans at The Bank of San Jacinto County allow you to schedule transfers from your checking account to your savings account in the amount and frequency you want. Want a specific amount taken out of your direct deposit every pay period? No problem. More comfortable with a small amount transferred every day? Done. Once you set up an Automatic Savings Plan, you don’t have to remember to save. You can always change the amount and the frequency of your transfers. And no amount is too small. We can help you get this set up over the phone! Call us at 936-653-4395.
savings
IRAs
It’s never too early to plan for retirement. Open an IRA and make tax-deductible contributions toward your future. Call us today to get started!
When is the best time to plan for retirement? The earlier the better! You need a long-term investment, like an Individual Retirement Account (IRA). Don’t put it off another day. An IRA at The Bank of San Jacinto County is a great way to make tax deductible contributions towards your retirement. Give us a call at 936-653-4395,
savings
401K Rollovers
Transferring your retirement account is easier than you think. We’ll handle the paperwork and guide you every step. Call us or stop by today!
We’d be glad to help you get your retirement account transferred into one of our IRAs, and we’ll take care of the paperwork! Stop by and see us, or give us a call at 936-653-4395. We will walk you through the process.
savings
Certificate of Deposit
Certificates of Deposit offer secure, fixed-rate savings. Open with just $500 and earn competitive interest. Call us to find the right term for you!
Certificates of Deposit are a great way to set aside money for a specific period of time. Our CDs can be opened with just $500, and pay competitive interest rates that won’t change during your term. And we can reinvest the interest into your CD, or mail you a check. Most of our CDs automatically renew, and we will send you a notice prior to that date. Give us a call today at 936-653-4395 and find out what CD best fits your needs!