Savings Plans
Whether you’re saving for a rainy day, planning a family vacation, building a college fund, or working toward a down payment on your dream home, our savings accounts are designed to help you get there.
Savings Account Options
Explore our savings account options to find the one that best helps you reach your goals.
Certificate of Deposit
Certificates of Deposit (CDs) are a smart, secure way to grow your savings over a fixed period of time. Whether you’re planning for a future purchase or simply want to set money aside with guaranteed returns, our CDs offer a dependable solution.
You can open a CD with as little as $500, and enjoy competitive, fixed interest rates that remain the same throughout the term—so you’ll always know exactly what to expect. For added convenience, you can choose to have your earned interest reinvested back into the CD to maximize your growth, or receive it by check.
Most of our CDs automatically renew, helping you keep your savings on track without lifting a finger. Don’t worry—we’ll send you a notification before your CD matures, giving you time to make any changes or updates to your plan.
Ready to get started? Give us a call at 936-653-4395 and let one of our team members help you find the CD that best fits your goals.
Automatic Savings Plan
Building your savings doesn’t have to be complicated—or even something you remember to do. With an Automatic Savings Plan at The Bank of San Jacinto County, you can make saving effortless by scheduling transfers from your checking account to your savings account on your terms.
You choose the amount and the frequency—whether it’s a set amount from your direct deposit each payday, a weekly contribution, or even a small transfer every day. It’s completely flexible and designed to fit your lifestyle and financial goals.
Once it’s set up, your savings happen in the background—no reminders, no extra steps. Plus, you can change the amount or frequency at any time, giving you full control. And remember, no amount is too small—even a few dollars a day can add up over time.
Getting started is easy. We can help you set it up quickly over the phone. Call us today at 936-653-4395 and take the first step toward stress-free saving!
IRAs
When’s the Best Time to Plan for Retirement?
The Earlier, the Better!
It’s never too soon to start preparing for your future. In fact, the earlier you begin saving for retirement, the more time your money has to grow. One of the smartest ways to build a solid financial foundation for your retirement is with a long-term investment like an Individual Retirement Account (IRA).
At The Bank of San Jacinto County, our IRAs are designed to help you make the most of your retirement savings with tax-deductible contributions (subject to eligibility) and interest that’s compounded monthly to maximize your earnings over time.
Whether you’re just starting your career or getting closer to retirement, an IRA can be a valuable part of your financial strategy—and opening one is easier than you might think.
Minimum to open: $500
Interest compounded monthly
Don’t put it off another day. Give us a call at 936-653-4395, and one of our friendly team members will walk you through your options and help you get started on the path to a more secure retirement.
401K Rollovers
Transferring Your Retirement Account? We’re Here to Help.
Thinking about moving your existing retirement account to a bank you know and trust? We’d be glad to assist you in transferring your retirement account into one of our Individual Retirement Accounts (IRAs) at The Bank of San Jacinto County—and we’ll handle the paperwork for you!
Our team is here to make the process as smooth and stress-free as possible. Whether you’re transferring from another financial institution or rolling over a 401(k), we’ll walk you through each step and ensure everything is done correctly and securely.
You’re welcome to stop by and visit us in person, or if it’s more convenient, just give us a call at 936-653-4395. We’ll answer your questions, explain your options, and help you take the next step toward a confident financial future.
Let’s make your retirement planning easier—starting today.