Business Checking
We’re proud to be partnering with numerous businesses in San Jacinto County, and the surrounding counties. We would love to partner with you as you pursue success. Whether you are just starting your first small business, or managing a large corporation, we have a checking account for you.
Business Checking Account Options
Rates Effective February 01, 2026
| Account | Small Business Checking | Commercial Checking | Non-Profit Checking |
|---|---|---|---|
| Description | Available to our sole proprietorships and sole-member LLCs, this is a great option for any small business. It includes unlimited check-writing privileges, full access to Online Banking, Bill Pay, and Mobile Deposits. | Designed for corporations, this account offsets fees with an earnings credit based on average collected balances. Monthly fees are calculated per item, with credits applied for each $100 in average balances. | Our Non-Profit Checking account is ideal for POAs, charities, and other non-profit organizations. |
| Minimum to open | $250 | $250 | $250 |
| Minimum Balance | $1000 | Transaction Fees: Per check paid: $0.20 Per check deposited: $.09 Less Earnings Credit: $0.24 | $500 |
| If Below Minimum | $12.72 per month | $15.90 per month | Below $500 – $7.69 |
Business checking account comes with these benefits:
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The BSJC App
Access all of our online banking features from your phone. And with integrated biometrics, login with your fingerprint.
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E-Statements
Rather than waiting for paper statements to clutter your mailbox, we can email them.
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Mobile Deposits
Make deposits into your account from your phone.
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Fraud Monitoring
State-of-the-art transaction pattern tracking and risk algorithms to limit the risk of unauthorized activity on your account.
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Visa Debit Card
Carry a card that you can swipe across the globe.
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Notifications
Set up custom notifications, from a daily balance email to a text message for every purchase.
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Wire Transfers
Send money to your family and friends with ease.
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Online Bill Pay
Set your bills up to pay automatically. No checks necessary.